Hooray! Your FREE budget tracker is on its way!

It should be arriving in your email inbox in just a few minutes.

Lookout for an email from me, Nikki Kirimi, and be sure to check your spam or promotions folder if you don't see it.

In the meantime, keep reading to take advantage of a special one-time offer. For the next 20 minutes, you can grab our entire Personal Finance Essentials Toolbox for just $19 (it's a $125 value!).

Otherwise, simply check your inbox in a few minutes for your free download.

Ready to dig a little deeper to get ahead financially? You won't want to miss this exclusive offer below:

Say hello to a confident financial future!

Our Personal Finance Essentials Toolbox is designed to help you make better money decisions, pay off debt, start investing, and achieve financial goals while still enjoying your life today.


Say goodbye to money stress!

Do you want to create more financial freedom in your life? Our Personal Finance Essentials Toolbox will guide you to look at your current financial standing, determine your priorities and the necessary steps to secure a confident financial future.


"The Personal Finance Essentials Toolbox is Amazing! I wish had access to this resource much sooner."

- Linda H. -

Our Personal Finance Essentials Toolbox Is Designed To Help You Create More Financial Freedom in Your Life

Just imagine how it would feel if you could...

  • Be in total control of your finances by allocating every dollar you earn to what best suits your needs, desired lifestyle, and goals
  • Be adequately prepared to handle financial situations and unexpected expenses that may arise with minimal stress by maintaining a fully funded emergency account
  • Feel excited and confident about your financial future by regularly contributing to your retirement and investment accounts
  • Have an effective plan of action to pay off all debt as soon as possible, on your path to financial independence

"Each year I wanted to organize my finances but didn't know where to start. This toolbox made it super easy for me to create a spending plan and has given me so much confidence in handling my money better."

- Nancy T. -

Tell your money where it should go (instead of wondering where it went)


  • A 12-month spending plan Excel template
  • The ultimate guide to budgeting strategies
  • Monthly budget tracker sheet
  • Investing starter kit
  • My financial goals worksheet
  • Debt payoff worksheets

"The 12-month spending plan template is so intuitive and easy to use. I am now actually enjoying budgeting and tracking my finances. Thank you Nikki!"

- Maggie G. -

Hey There, I'm Nikki!

And I know exactly how it feels when money seems to slip through your fingers each month...

I live in Toronto, Canada, where it is so easy to spend your entire paycheque many days before the next one arrives! The cost of living in Toronto is quite high.

Even being armed with my MBA and CPA, CMA designation does not make money management come naturally... and it certainly does not keep the spending temptations away. I had to create a budgeting system to stay on track with my spending, saving, and investing while still enjoying my everyday life.

Building a budget is the first step in taking control of your finances. Whether you live in an expensive city, are struggling with money management, or have specific financial goals, the Personal Finance Essentials Toolbox will help you take charge of your money!

"Having a plan with money doesn't just help you right now, it also gives you vision and hope for the end goal."


Tools To Help You Succeed


An effective and easy-to-use budgeting template that will help you take control of you finances in a matter of minutes. This template will guide you to assign a task to every dollar you earn.


When it comes to budgeting, there's no one-size-fits-all. Learn about the best budgeting strategies to build something that works for you.


Stock market investing can be a rewarding way to build wealth. Our investing starter kit will teach the basics you need to get started.


Even with the best intentions to get ahead, bad money management habits can lead to financial trouble. Learn about these habits and how to turn things around.

Debt Payoff Tracker


The Debt Payoff Worksheets helps you to face your debt head on. You can only start to make progress when you acknowledge where you are right now.


A goal without a plan is just a wish. My Financial Goals Worksheet helps you to prioritize your goals and create a plan of action.

"Money is only a tool. It will take you wherever you wish but it will never replace you as the driver."


Frequently Asked Questions

What's included with the Personal Finance Essentials Toolbox?

You'll receive a 12-month Excel budget planner, a monthly budget tracker, a financial goals worksheet, debt payoff worksheets and an investing starter kit.

What will I learn?

With the Personal Finance Essentials Toolbox you'll:

  • Determine your priorities and create an effective plan of action
  • Learn different approaches to budgeting to build a spending plan that works for you
  • Create a simple and effective budget
  • Take control of your money by giving every dollar you earn a purpose
  • Learn the basics of investing to help you get started
  • Build a life you are excited and happy to wake up to every single day

Can I get a physical copy?

At this time our Personal Finance Essentials Toolbox is only available in DIGITAL format. You can print the worksheets and have them bound or print just the pages you need.

How soon after purchasing will I receive my product?

The Personal Finance Essentials Toolbox will be delivered digitally, via the email address you provide at checkout. It should arrive within 5-10 minute of your purchase.

How do I know whether the Personal Finance Essentials Toolbox is for me?

The Personal Finance Essentials Toolbox is for you if you:

  • Feel like you do not have control over your finances
  • Find yourself feeling stressed about money
  • Have always been intimidated by all things money
  • Need help getting out of debt and planning for a confident financial future

How much time will it take to set up my budget?

The 12-month Excel planner is designed as a "plug and play" system. All you have to do is plug in your numbers and everything auto sums for you.

The amount of time to gather information to put in your planner will vary depending on your personal circumstances. Spend as much time as needed to do this accurately as your budget is only as good as what you put into it. Give it your best to get the best results.

Once you have all your numbers ready (income, expenses & savings amounts), you can create your budget in minutes. And updating it regularly as life happens is also just as quick.

What is your return policy?

We are confident that this Personal Finance Essentials Toolbox will help you streamline your financial life, but if for any reason you are not satisfied, we do provide a 14 day money-back guarantee.

"If we command our wealth, we shall be rich and free. If our wealth commands us, we are poor indeed."


Ready to Get Started?

For just 2o minutes, save 85% and get our sanity-saving Personal Finance Essentials Toolbox for just $19. Simply click the button below for instant access.



"The slightest adjustments to your daily routines can dramatically alter the outcomes of your life."