Practical resources to get your finances back on track quickly, without feeling deprived!
Our Financial Fitness Toolbox is designed to help you make better money decisions, pay off debt, start saving & investing consistently, and ultimately build that life you've been dreaming of!
Our Financial Fitness Toolbox will guide you to look at your current financial position, determine your priorities and take the necessary steps to build a confident financial future.
"A budget is telling your money where it should go instead of wondering where it went."
- JOHN MAXWELL -
"Budgeting isn't about restricting yourself - it's about making the things that excite you possible."
- TFD -
"The budget is not just a collection of numbers, but an expression of our values and aspirations."
- JACK LEW -
And I know exactly how it feels when money seems to slip through your fingers each month...
I live in Toronto, Canada, where it is so easy to spend your entire paycheque many days before the next one arrives! The cost of living in Toronto is quite high.
Even being armed with my MBA and CPA, CMA designation does not make money management come naturally... and it certainly does not keep the spending temptations away. I had to create a budgeting system to stay on track with my spending, saving, and investing while still enjoying my everyday life.
Building a budget is the first step in taking control of your finances. Whether you live in an expensive city, are struggling with money management, or have specific financial goals, the Financial Fitness Toolbox will help you take charge of your money!
"Having a plan with money doesn't just help you right now, it also gives you vision and hope for the end goal."
- DAVE RAMSEY -
12-MONTH BUDGETING TEMPLATE
An effective and easy-to-use budgeting template, along with a video tutorial, to help you assign a task to every dollar you earn and take back control of your finances.
BUDGETING STRATEGIES GUIDE
When it comes to budgeting, there's no one-size-fits-all. Learn about the best budgeting strategies to build something that works for you.
DEBT PAY OFF TEMPLATES
Our debt snowball and debt avalanche templates, plus the accompanying video tutorial, will help you create a plan of attack to get rid of your debt in the most effective and practical way.
MONTHLY BUDGET TRACKER
The printable budget tracker will help you to summarize your monthly finances for a quick overview of your progress.
DEBT PAYOFF WORKSHEETS
The Debt Payoff Worksheets helps you to face your debt head on. You can only start to make progress when you acknowledge where you are right now.
FINANCIAL GOALS WORKSHEET
A goal without a plan is just a wish. My Financial Goals Worksheet helps you to prioritize your goals and create a plan of action.
"Money is only a tool. It will take you wherever you wish but it will never replace you as the driver."
- AYN RAND -
You'll receive a 12-month Excel budget planner, Debt Snowball & Debt Avalanche Excel templates, a financial goals worksheet, guide to budgeting strategies, a budget tracker, an annual budget summary worksheet, debt payoff worksheets and the 50-30-20 budgeting strategy guide.
With the Financial Fitness Toolbox you'll:
At this time our Financial Fitness Toolbox is only available in DIGITAL format. You can print the worksheets and have them bound or print just the pages you need.
The Financial Fitness Toolbox will be delivered digitally, via the email address you provide at checkout. It should arrive within 5-10 minute of your purchase.
The Financial Fitness Toolbox is for you if you:
The budgeting & debt pay-off planners are designed as "plug and play" systems. All you have to do is enter your numbers and everything auto-calculates for you.
The amount of time to gather information to put in your planners will vary depending on your unique situation. Spend as much time as needed to do this accurately as your budget and debt repayment plan is only as good as what you put into it. Give them your best to get the best results.
Once you have all your numbers ready (income, expenses, savings & outstanding debts), you can create your budget and debt repayment plan in minutes. And updating them regularly as life happens is also just as quick.
We are confident that this Financial Fitness Toolbox will help you streamline your financial life, but if for any reason you are not satisfied, we do provide a 14 day money-back guarantee.
"If we command our wealth, we shall be rich and free. If our wealth commands us, we are poor indeed."
- EDMUND BURKE -
"The slightest adjustments to your daily routines can dramatically alter the outcomes of your life."
- DARREN HARDY -