Don't we all wish that we could put 2020 behind us and never give it another thought?But as Benjamin Franklin famously said, nothing can be said to be certain in…

In my lifetime (and most likely in yours too), 2020 was a year like no other. In addition to the unprecedented Covid-19 global Pandemic and lockdowns, oil prices turned negative,…

Tax is like the proverbial elephant in the room. While not the most pleasant subject, you cannot ignore it ad infinitum. Sooner or later, the taxman is sure to come…