*** Flash Sale! Right now get our Budgeting plus Get Out of Debt Toolbox for just $29 (a $90+ value) ***

Say hello to a confident financial future!

Our Budgeting + Get Out of Debt Toolbox is designed to help you make better money decisions, pay off debt, start saving & investing consistently, and ultimately build that life you've been dreaming of!


Say goodbye to money stress!

Our Budgeting + Get Out of Debt Toolbox will guide you to look at your current financial position, determine your priorities and take the necessary steps to build a confident financial future.


"A budget is telling your money where it should go instead of wondering where it went."


Our Budgeting + Get Out of Debt Toolbox Is Designed To Help You Create More Financial Freedom in Your Life

Just imagine how it would feel if you could...

  • Be in total control of your finances by allocating every dollar you earn to what best suits your needs, desired lifestyle, and goals
  • Be adequately prepared to handle financial situations and unexpected expenses that may arise with minimal stress by maintaining a fully funded emergency account
  • Have an effective plan of action to pay off all debt as soon as possible, on your path to financial independence
  • Feel excited and confident about your financial future by regularly contributing to your retirement and investment accounts

"Budgeting isn't about restricting yourself - it's about making the things that excite you possible."

- TFD -

Tell your money where it should go (instead of wondering where it went)


  • A 12-month Budget & Debt Payoff Excel templates
  • Step-by-step video tutorial on creating a budget & paying off debt (debt snowball & debt avalanche)
  • The ultimate guide to budgeting strategies
  • Monthly budget tracker sheet
  • 50-30-20 zero-based budgeting guide
  • My financial goals worksheet
  • Debt payoff worksheets

"The budget is not just a collection of numbers, but an expression of our values and aspirations."


Hey There, I'm Nikki!

And I know exactly how it feels when money seems to slip through your fingers each month...

I live in Toronto, Canada, where it is so easy to spend your entire paycheque many days before the next one arrives! The cost of living in Toronto is quite high.

Even being armed with my MBA and CPA, CMA designation does not make money management come naturally... and it certainly does not keep the spending temptations away. I had to create a budgeting system to stay on track with my spending, saving, and investing while still enjoying my everyday life.

Building a budget is the first step in taking control of your finances. Whether you live in an expensive city, are struggling with money management, or have specific financial goals, the Budgeting + Get Out of Debt Toolbox will help you take charge of your money!

"Having a plan with money doesn't just help you right now, it also gives you vision and hope for the end goal."


Tools To Help You Succeed


An effective and easy-to-use budgeting template, along with a video tutorial, to help you assign a task to every dollar you earn and take back control of your finances.


When it comes to budgeting, there's no one-size-fits-all. Learn about the best budgeting strategies to build something that works for you.


Our debt snowball and debt avalanche templates, plus the accompanying video tutorial, will help you create a plan of attack to get rid of your debt in the most effective and practical way.


The printable budget tracker will help you to summarize your monthly finances for a quick overview of your progress.

Debt Payoff Tracker


The Debt Payoff Worksheets helps you to face your debt head on. You can only start to make progress when you acknowledge where you are right now.

Financial Goals Planner


A goal without a plan is just a wish. My Financial Goals Worksheet helps you to prioritize your goals and create a plan of action.

"Money is only a tool. It will take you wherever you wish but it will never replace you as the driver."


Frequently Asked Questions

What's included with the Budgeting + Get Out of Debt Toolbox?

You'll receive a 12-month Excel budget planner, Debt Snowball & Debt Avalanche Excel templates, a financial goals worksheet, guide to budgeting strategies, a budget tracker, an annual budget summary worksheet, debt payoff worksheets and the 50-30-20 budgeting strategy guide.

What will I learn?

With the Budgeting + Get Out of Debt Toolbox you'll:

  • Determine your priorities and create an effective plan of action
  • Learn different approaches to budgeting to build a spending plan that works for you
  • Learn two debt payoff strategies to determine the most effective way to get rid of debt
  • Take control of your money by giving every dollar you earn a purpose
  • Build a life you are excited and happy to wake up to every single day

Can I get a physical copy?

At this time our Budgeting + Get Out of Debt Toolbox is only available in DIGITAL format. You can print the worksheets and have them bound or print just the pages you need.

How soon after purchasing will I receive my product?

The Budgeting + Get Out of Debt Toolbox will be delivered digitally, via the email address you provide at checkout. It should arrive within 5-10 minute of your purchase.

How do I know whether the Budgeting + Get Out of Debt Toolbox is for me?

The Budgeting + Get Out of Debt Toolbox is for you if you:

  • Feel like you do not have control over your finances
  • Find yourself feeling stressed about money
  • Have always been intimidated by all things money
  • Need help getting out of debt and planning for a confident financial future

How much time will it take to set up my budget & debt pay off planners?

The budgeting & debt pay-off planners are designed as "plug and play" systems. All you have to do is enter your numbers and everything auto-calculates for you.

The amount of time to gather information to put in your planners will vary depending on your unique situation. Spend as much time as needed to do this accurately as your budget and debt repayment plan is only as good as what you put into it. Give them your best to get the best results.

Once you have all your numbers ready (income, expenses, savings & outstanding debts), you can create your budget and debt repayment plan in minutes. And updating them regularly as life happens is also just as quick.

What is your return policy?

We are confident that this Budgeting + Get Out of Debt Toolbox will help you streamline your financial life, but if for any reason you are not satisfied, we do provide a 14 day money-back guarantee.

"If we command our wealth, we shall be rich and free. If our wealth commands us, we are poor indeed."


Ready to Get Started?

For just 2o minutes, save 67% and get our game-changing Budgeting + Get Out of Debt Toolbox for just $29. Simply click the button below for instant access.



"The slightest adjustments to your daily routines can dramatically alter the outcomes of your life."